Send USDC to anyone.
All you need is their username.

No wallet addresses. No gas fees to think about. No crypto jargon. Zendapp feels like texting money to a friend, and it settles instantly.

Your balance

$2,480USDC
Send
Receive
History

$42.00 sent

to @mayachen

Complete

Simple by design.

Pay by username

Search a friend's username and send. No copying long wallet addresses, ever.

Done in under a second

Arc settles every payment with deterministic finality. No waiting, no confirmations to count.

You hold the keys

Your wallet is generated and encrypted on your own device. Zendapp never can, and never will, hold your funds.

Four steps. That's it.

01

Create your wallet

Sign up with your email. Zendapp creates a wallet only you control, right on your device, in seconds.

02

Pick your username

Choose a permanent username. That's the only thing anyone needs to pay you.

03

Find your people

Search for friends by username and add them to your contacts, just like a messaging app.

04

Send

Enter an amount, confirm with your passcode or Face ID, done. The payment shows Complete, not pending.

Built to be trusted with your money.

Your keys never touch our servers

Generated and encrypted with AES on your device. We only ever store your public wallet address, never a private key.

Face ID, not just a password

Optional biometric confirmation on supported devices, backed by your device passcode.

Arc's blocklist, enforced automatically

Every payment is screened at the protocol level before it settles, not after.

Your first payment is 60 seconds away.

Sign up, pick a username, and start sending. It's free, and you're always in control of your funds.

Get Started